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RBI holds repo rate at 5.25%: Is this the peak for fixed deposit returns? Here's what investors should consider
Aug 5, 2026
Business Today

RBI holds repo rate at 5.25%: Is this the peak for fixed deposit returns? Here's what investors should consider

The RBI kept the repo rate at 5.25%, keeping fixed deposit rates steady for now. Adhil Shetty said, "By keeping the repo rate unchanged at 5.25%, the RBI has supported stability in deposit rates." Investors should consider laddering deposits across different maturities to manage risks while earning stable returns today.